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gametwist slots️ In Baccarat, you can bet on three main options: Player, Banker and Tie. Each of these options has a different payout. The Banker usually has the highest payout, but there is a commission fee deducted when the bet wins (usually 5%). The Player pays 1:1, but the payout is lower than the Banker. The Tie, although paying a high payout, usually 8:1 or 9:1, has the lowest probability of winning, so it is not a safe bet.